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SMB Continuity Planning: Step-by-Step Guide for Leaders

When disaster strikes, small businesses rarely get a second chance. From cyberattacks to natural disasters, continuity planning is often dismissed as a Fortune 500 priority. The reality is the opposite: SMBs are the most vulnerable because they lack the redundancy and capital reserves of large corporations.


A well-built Business Continuity Plan (BCP) is not a luxury. It is the difference between shutting down for good and surviving a crisis.


The Problem: Why SMBs Fail at Continuity

  • No formal risk assessment process

  • IT backups that are incomplete or untested

  • Lack of cross-training for essential staff

  • Failure to plan for vendor and supply chain disruptions

  • No crisis communication plan for employees and customers

These gaps mean most SMBs are one major disruption away from collapse.



Small businesses are vulnerable to disruption. Learn the step-by-step guide to business continuity planning for SMB leaders in 2025.
Small businesses are vulnerable to disruption. Learn the step-by-step guide to business continuity planning for SMB leaders in 2025.


Actionable Fixes: Step-by-Step Guide


Step 1: Conduct a Business Impact Analysis (BIA)Identify critical functions, dependencies, and vulnerabilities.

Step 2: Develop Continuity Strategies Create backup systems for IT, facilities, supply chains, and key personnel.

Step 3: Build a Written Business Continuity Plan (BCP)Outline responsibilities, communication protocols, and recovery time objectives.

Step 4: Test Through Drills Conduct tabletop exercises and live simulations at least twice per year.

Step 5: Maintain and Update Review quarterly and update after every drill or incident.

For checklists and planning templates, see The Prepared Leader.


Leadership Responsibility


Continuity is not an IT project — it is a leadership duty. CEOs, owners, and directors must lead by embedding resilience into the organizational culture. Insurers, lenders, and clients increasingly demand proof of continuity readiness.


Read The Prepared Leader for step-by-step continuity planning frameworks.


Contact CrisisWire at crisiswire@proton.me for SMB continuity assessments, tabletop exercises, and recovery planning.


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